Serving Underserved Small Businesses: Checking, Lending

Group of People Joining Hands

Remember the “Great Recession of 2008”? While the economic pains it caused you may only be a sore memory, many feel the effects today. For example, there are 4.1 million minority-owned companies with little or no access to traditional business credit and financial tools. Even worse, following the recession, local…

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Business Value-Added Checking: Pros & Cons

Alarm Clock and Plant Growing Coin Stacks

Business Checking. The basic model hasn’t changed much in, oh, forever. So, what’s new? Well, FinTechs and neo-banks are finding a number of opportunities. They’re simply cloning the existing template, while making all aspects easier, faster, less costly and more convenient. Unsurprisingly, these companies are increasingly gaining market share. What…

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