Liquidity Challenge Responses In 5 Charts

Liquidity Challenge Response Header

A year later. A world of change. In barely 12 months, the priorities of retail banking jumped from mortgage and auto lending, to deposits, deposits, and, *checks notes* deposits. Rates are up and economic indicators are all over the place. Even poorly-regulated banks failed! What’s a credit union leader to…

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Fee Schedules: When Was Your Last Peek?

Credit Union Fee Schedules

“Credit unions are different. Our members are the owners, and since we don’t answer to shareholders, we’re able to offer lower rates & fees.” That’s been the siren song of credit unions for generations. Is it still true? And do your target audiences, or even members, care? Borrowing rates are…

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Grow Member Wallet Share with Value-Added Checking

Wallet with Coins

What do credit unions have that mobile-first fintechs don’t? As many users, for one. More Millennials and Gen Y use app-based banking products than primary checking accounts at every credit union…combined. It seems the only path is to better compete on price. Free-er checking, scratch that…free-est checking! Forget the toaster,…

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