In 2018, 27.5 million Americans went without health insurance. That’s 8.5% of the population. This data is from a Census Bureau report, and it should shock you. Even worse, it was an increase of 1.9 million over the previous year. Hospital costs in 2017 averaged $3,949 per day. Each hospital…
Accidental Death & Dismemberment Insurance (AD&D) is a familiar topic to you and your financial institution. In fact, reading this, I bet your first thought is, “I know quite a bit about it. What else is there to discover?” That’s a fair assessment. It’s been a part of your institution…
Life Insurance: The Need Only 59% of Americans have any type of life insurance. That’s a concern, and it goes deeper. According to life insurance industry group, LIMRA, nearly half of U.S. households are underinsured, with an average coverage gap of $200,000. This brings to mind GoFundMe campaigns for funeral…
The “Old Days” of Insurance Sales “When I was younger…” How many of you find yourself saying this? And you haven’t even reached 40! Change is the one constant we can expect. It’s true for insurance as much as your new phone. In “the old days”, considering life and supplemental…